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| AMERICAN
EMPLOYEES ASSOCIATION (AEA) is a Voluntary Employees Beneficiary Association
(VEBA) and Employees' Services group that sponsors an employment resource
center, job bank, health and welfare benefit plans as well as financial
literacy and benefits education programs for uninsured and underinsured
independent small employers and their employees.
These employment services programs are part of our ongoing effort to promote and encourage better relations between employers and employees to enhance the health and well being of society. The AEA Employment Resource Center and Job Bank is an employer-employee database network developed and designed specifically to aid and assist employer and employee-members meet their employment needs. AEA members who might be seeking to change locations or move to another area, are now able to utilize our custom employee database and employment resource center to expand their search area and communicate directly with prospective workers worldwide. Employee-members seeking to upgrade their employment status now have a resource center to assist their search and education efforts. According to ABC News, there are approximately 59-60 million American workers without any paid sick leave benefits. Addiitonally, 70% of all unisured Americans are in working families. The AEA VEBA Health Benefit Plans is a nonprofit financial safety net system for independent small employers and their employees that offers specific types of benefits such as disability, sickness, hospitalization, death and education benefits. These voluntary employee benefit plans are designed to inform and educate small employers and their employees as to the various methods and means available to protect themselves financially through self-insured products, plans, and programs that specifically serve underserved employment-related industries. Click here to view our brochure and more information on our plan for Costomology, Beauty, Barber and Laundry employers and workers. The AEA PSE VEBA also allows Employers to contribute tax-deductible revenue for employee health, disability, and/or life insurance benefits. Regular contributions by employers and/or employees can be made to a certain level tax-free, and the business can take an immediate deduction for the entire premium. AEA PSE VEBA is not an insurance, medical services provider, or benefits negotiation group, but rather an voluntary employees beneficiary organization established solely to provide health and welfare benefit plans for independent small businesses and employers with no health or medical coverage who employ less than 50 workers. These plans are sponsored and operated by AEA specifically to serve the need of independent small employers and their workers in underserved employment-related industries in accordance with the rules and regulations of Employees Retirement Income Security Act (ERISA) of 1974. This program is not intended to solve all uninsured employees problems but rather to meet the basic benefits needs of small employers to help protect their business and investment. Our primary goal is to serve the needs of smaller employers and independent business operators who employ the highest percentage of uninsured workers to promote the general health and wellness of the entire community-at-large. Our Employees' Health Benefit Plans provide disability, emergency medical and death benefit payments to shield workers and business owners from total economic devastation during periods of medical or physical disability. Disability payment assistance serves as a basic but critical financial safety net that guarantees essential survival necessities for working families following any extended period of unemployment due to sickness, physical injury, hospitalization and inability to work. This program augments and supplements, and is mutually exclusive from any and all other plans or programs provided by employers or state, federal, and/or other public or private organizations other than the American Employees Association. All employees 21 years old with W-2 income and a minimum of one (1) year work experience with any employer recognized by the AEA and the U.S. Department of Labor are qualified to join our organization and plans. Click here to view our PSE VEBA flyer with FAQs for the Cosmetology, Beauty, Barber, Shoe Repair and Laundry industry employers and employees. Attention residents outside the States of California, Arizona and Nevada: Some AEA PSE Health Plan programs described on this web site are not available, at this time, outside the states of California, Arizona and Nevada. In the near future, AEA expects to offer its PSE Health programs outside this region. Should you have more questions or need additional information regarding our programs to protect independent small employers and working families, please contact us at 877.UNEMPLOYED (877.863-6756) or e-mail us at: administrator@americanemployeesassociation.com. |